1. Acceptance of Terms
By accessing or using the services provided by Proto Financial Corp (“Company”, “we”, “our”, or “us”), you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with any part of these terms, you must not use our services.
2. Description of Services
Proto Financial Corp provides financing and related business services. We reserve the right to modify or discontinue our services at any time without notice.
3. Eligibility
To use our services, you must be at least 18 years old and legally able to enter into binding contracts. By using our services, you represent and warrant that you meet these eligibility requirements.
4. User Responsibilities
You agree to provide accurate and complete information when applying for services. You are responsible for maintaining the confidentiality of any login information associated with your account and for all activities that occur under your account.
5. Intellectual Property
All content, trademarks, logos, and intellectual property on our website are owned by or licensed to Proto Financial Corp. You may not reproduce, distribute, or otherwise use our content without our prior written consent.
6. Disclaimer of Warranties
Our services are provided ‘as is’ and ‘as available’ without any warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, error-free, or free of viruses.
7. Limitation of Liability
Proto Financial Corp shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with the use of our services.
8. Indemnification
You agree to indemnify and hold harmless Proto Financial Corp and its affiliates, officers, and employees from any claims, damages, liabilities, and expenses arising out of your use of our services or your violation of these Terms and Conditions.
9. Governing Law
These Terms and Conditions are governed by the laws of the State of New York. Any disputes arising from these terms shall be resolved in the courts of Nassau County, New York.
10. Changes to Terms
We may update these Terms and Conditions from time to time. Changes will be posted on this page with the revised date. Your continued use of our services constitutes your acceptance of the updated terms.
11. Contact Us
If you have any questions about these Terms and Conditions, please contact us at:

Proto Financial Corp
1025 Old Country Rd, Ste 200
Westbury, NY 11590
Email: info@protofinancial.com
Phone: 917-525-4777